Are you in need of some financial advice?

Many people think that having an independent financial advisor is the preserve of the wealthy, however a new government initiative may change all that.

The Treasury announced on Monday that it is looking to launch a new service that will offer free financial advice to all.

This is likely to be offered through a network of advice centres, help-lines and websites.

In the meantime, how much do you know about YOUR money? Try our interactive quiz, and e-mail Declan to tell him how you got on

Remember: there are no prizes, but Declan would like to know how much - or how little you know about your hard-earned cash

Question 1

What is an ISA?

A: A savings account B: A tax-free savings account C: A credit account

Question 2

Why put money in the bank?

A: Because you have to B: Because it is safer there C: Because you earn interest

Question 3

What is a stock market?

A: The place you buy and sell livestock B: The place where shares are bought and sold C: Your local fruit and veg market

Question 4

What is a dividend?

A: Money you get for owning a share B: Interest you get from your bank C: Loyalty points you get on your credit card

Question 5

What does APR stand for?

A: Additional Points Rate B: Annual Proportion Rate C: Annual Percentage Rate

 Press the button and see how you have done

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