Question Time: Homeless to Homeowner- what next? Debt making me ill.. help! Save, or pay on 0% card? Close old accounts?

Martin Lewis gives his advice on what to do if you are overwhelmed by debt. He answers a question from someone facing debt problems which are having a very serious impact on their mental health.

We hear a beautiful tale of moving from homeless to homeowner – and Martin explains what to do next after you have bought a house.

Martin answers a question from a listener who to know if they should use Buy Now Pay Later, a 0% Purchase Card or just save up.

Plus, find out what to do if you have a current accounts you don’t use.

Plus Martin shares his remarkable hole-in-one golfing record.

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know what colour his eyes are, what he's planning to do in his eventual retirement, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.